Centre For Effective Financial Innovations

We give access to retail, insurance, energy and other industries to cutting-edge financial technologies for business and client financial services.


Largest loyalty software developer in Russia


of retail and financial institutions from TOP-100 Russian Companies are our customers


offices in Russia and 1 office in the CIS

Financial services to create risk-free commission income, along with industrial solutions to organise coalition loyalty programmes of any complexity.

CEFI Group develops high-tech products and solutions for businesses and organisations in a variety of economic and management sectors.

CEFI Group's clients include the largest and most successful Russian retail chains. CEFI solutions are used by public utilities and transportation companies. The development of effective technologies for automation and the development of social infrastructure is a separate business line in the Company's structure.

Our key achievements

80 +

connected partners in 80 + cities in Russia and the CIS.


cities in Russia and the CIS actively use our system.

130 000 000 +

new cardholder accounts opened since 2017.

70 000 000 +

cards issued.

30 +

mobile applications use CEFI.

20 000 000 +

downloads on Google Play.

Ready to get started?